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Money Saving Tips Part 1 of 4
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Part 1 - Smart Shopping
(Please note that these Money saving articles have been included for those who are actively looking to cut costs immediately. However, we believe that you influence and create your world via your thoughts. It is therefore important to change your mindset from Poverty conscious to abundant wealth conscious. To do so please see limitless living.)
1. Don’t be overcharged at the cash register. With everything being computerized nowadays, it’s not uncommon for products to scan at the regular price when they’ve been advertised as a sale item. Avoid paying more than you have to by watching the price for each item that comes up when it’s scanned. If a sale item is missed be sure to point it out. Once you start watching you’re likely to see that this happens much more frequently then you ever realized! Some supermarkets actually have a policy that if you are charged the wrong price that you’ll get the first item free and the others will be price adjusted accordingly. Check with your supermarket to see what their policies are.
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2. Shop around for a better insurance deal. It can seem like a waste of time to spend a
few hours on the phone comparing insurance policies, but it can mean a big savings in
the long run. Ask for ways to reduce your premiums by eliminating services you
don’t need or increasing your deductible. Finding an insurance provider that will give
you a discount for having multiple policies with them is also a great way to reduce
your monthly expenses.
3. Look online for great deals. Smart shoppers are using the Internet to get great deals
on items they purchase regularly. Look for deals on gifts, books, household items, pet
supplies and even clothing. You may be surprised at some of the deals you can find.
And with the trend towards lower shipping fees you’ll find that you save quite a bit
even if you have to pay a little for the delivery.
4. Purchase gifts online and save on shipping. Need to send a gift to someone out of
town? Instead of purchasing something at a local store and then paying to ship it, buy
it online and have it shipped directly to the recipient. Nowadays more stores are even
offering free shipping, wrapping and gift cards so you’ll save even more! And an
added bonus is that you won’t have the headache of taking it to the post office and
mailing it.
5. Compare prices online. There are several sites where you can compare prices to find
great deals on everything from household goods to insurance. Check out Price
Grabber (http://www.pricegrabber.com) and NexTag (http://www.nextag.com) next
time you’re looking to buy and see what kind of deals you can get online. Even if you
decide to purchase offline, these sites can help you see whether you’re getting a good
deal or not. |
6. Beware of items that are on display. Many stores display more expensive items on
end aisles and in center displays so they’ll make more money if you decide to make
an impulse buy. If you’re interested in the item, check the store aisle where the item is
usually kept. You’ll often find less expensive alternatives.
7. Plan to shop when the stores are not busy. If you go when the stores are busy
you’ll feel rushed to get in and get out as quickly as possible. Instead, choose a time
when you will be able to comparison shop and can ask a sales associate for help
finding a sale item or getting a rain check. For most stores, early in the morning is the
best time. And you’ll also find that the shelves are fuller because they were restocked
over night.
8. Never buy your toiletries at a drugstore or grocery store. Instead, go to a large
discount store like Walmart where you’ll find that most products are significantly less
– usually between 20% and 50%. Over time that savings really adds up!
If you would like to seethe next part in our Money tips please continue to Part 2 of Money saving Tips
If you would like to see the whole series of money saving tips please see:
Part 1 Smart Shopping
Part 2 Around the House
Part 3 Your Car
Part 4 Cutting out the Unnecessary
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or to see money related products click here
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Legal Disclaimer
While every attempt has been made to ensure that the information presented here is
correct, the contents herein are a reflection of the views of the author and are meant for
educational and informational purposes only. All links are for information purposes only
and are not warranted for content, accuracy or any other implied or explicit purpose.
No tips in this document should be considered financial advice. Seek the help of a
professional before making any decisions concerning your finances |
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Please feel free to contact us if you have a query and you are unable to find the answers to your questions in any of our Frequently Asked Questions - please check our the FAQ links for your convenenience.
Thank you
From the MHHW Team. |
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